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Refund Timeframes (Card, Klarna, ShopPay)Updated 16 days ago

Refund posting times depend on your payment method and bank.


Standard Refund Posting Times

  • Credit/debit cards: 3–10 business days

  • Shop Pay / Shopify Payments: 3–7 business days

  • PayPal: Usually immediate–3 days

  • Klarna/Afterpay: Adjusts the loan; refund appears within 3–10 business days


Why Refunds Take Time

Banks perform multiple internal checks:

  • Transaction matching

  • Fraud screening

  • Batch settlement

  • Weekend delays

These timelines are 100% controlled by the bank/payment provider.

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